Commercial Loans & Lines of Credit

Our Commercial Loans are designed to scale to meet the needs and complexities of your business. With straightforward and transparent lending options, you’ll have the funding you need to support your success.

Business Loans

Our business loans are your financing solution. Partner with an expert who is focused on your success. Learn more about Business Loans

Business Overdraft Protection

Forgetting to record a check or debit can happen to anyone, but our Business Overdraft Protection provides options for payment of items when your NB Business Checking account is short of available funds. Apply online in under 5 minutes and get a decision in 1 business day. Learn more about Business Overdraft Protection

Commercial Real Estate Loans

With a commercial loan portfolio of just under $1 billion, it’s safe to say that Needham Bank is an expert at financing commercial properties. When it’s time to purchase or refinance any type of investment property including office buildings, industrial properties, apartment buildings, or mixed use properties, our experts are here to help. Learn more about Commercial Real Estate Loans

Construction Loans

Plan, finance, and build your commercial development successfully with 24/7 access to your loan officer. Learn more about Construction Loans

Small Business Administration (SBA) Loans

For businesses who need flexibility, we provide Small Business Administration (SBA) Guarantee Loans, Massachusetts Capital Access Program (CAP) and other loan options. Learn more about Small Business Administration (SBA) Loans

Small Business Term Loan

Our Small Business Term Loan can be used for general working capital, equipment or purchasing new and used vehicles to help your business grow and thrive. You can apply online in under 10 minutes and request between $10,000-$50,000. Learn more about Small Business Term Loan

Industries We Serve

Commercial Real Estate

With a commercial loan portfolio of just under $1 billion, we can work with you on permanent mortgages, lines of credit and construction loans to make the purchase or refinance of any type of investment property as easy as possible. Learn More

Structured Finance

If your corporation has revenue of $75 million or more, we have a portfolio of business loan products that can provide a number of options for creative corporate lending. Learn More

Middle Market 

For companies with revenue between $5 million and $75 million, we offer middle market business loans and lines of credit to support needs for working capital, general corporate needs, sales growth, new product development, or general operations. Learn More

Small Business

For businesses with revenue under $5 million, we provide Small Business Administration (SBA) Guarantee Loans and Massachusetts Capital Access Program (CAP) loans. Learn More

Contact a Commercial Team Leader

Serving Our Clients

Wellesley Country Club

“When it came time to refinance the loans for these projects, we turned to Needham Bank." - Chris Gustus

Learn more about Wellesley Country Club

Our Insights About Business Commercial Loans

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Financing Options for Your Business or Startup

Thinking about starting a business but need funds to get your feet off the ground? Consider these eight business financing options from Needham Bank.

Learn more about Financing Options for Your Business or Startup
Growing Your Small Business

Needham Bank provides resources to help you grow your small business. These simple steps can set you up for success when it comes to business expansion.

Learn more about Growing Your Small Business

Straightforward and transparent lending options to support your success.

Contact a Commercial Lender