How to Pick the Best NB Mastercard for You: 4 Easy Steps
How to Pick the Best NB Mastercard for You: 4 Easy Steps
We’ve created two credit cards to help you earn rewards or manage your expenses. We’re excited for you to explore what makes our NB Rewards Mastercard and NB Credit Advantage Mastercard special. Both of these cards offer you the freedom and flexibility you need to help achieve the goals you’ve been dreaming of. Read our 4 easy steps to help choose the best NB Mastercard for you.
- Consider your credit
Good credit is key. Having a healthy credit profile is important for almost every financial decision in your life, and it’s especially true when you are opening a new credit card. If you want to qualify for the best credit card, you will need to have good to excellent credit.
Did you know? You can check your credit score by getting a copy of your free credit report from any one of the major credit report agencies. For more information click here.
- Identify which type of credit card you need
- Standard credit card
This card is the most traditional type of credit card, which is good for consolidating debt or doing a balance transfer. You can spend up to a set credit limit, with no interest charged if you pay off the full balance by the due date each month.
- Rewards card
This type of card operates similarly to the standard credit card but will offer you cash rewards on all your spending. When you make a purchase with a cash back rewards card you will earn a cash credit for a percentage of the purchase you just made.
- Compare your options
Treat this decision as an important one. Refrain from making a decision before you understand the benefits of each card. Consider your options, compare their benefits, and note the differences.
Here is a brief overview of our NB credit card options:
NB Credit Advantage Mastercard
A lower variable APR gives you the flexibility to manage existing debt and consolidating it into a single payment. While there is no rewards program associated with this card, it does offer the opportunity for a lower variable rate to help pay down existing debt.
NB Rewards Mastercard
Earn unlimited 1.5% Cash Back for every $1 spent for every purchase, every day. Want your points to go towards something other than cash back? The uChoose Rewards Program lets you choose what you want, ranging from merchandise, to gift cards or travel rewards.
For more information about both of our options, visit https://needhambank.stage5.getfused.com/personal/credit-cards-977.
- Apply for the card that is best for you
We are offering two easy ways for you to apply for a credit card with us. The first option allows you to apply online. Visit _____ to do so. Or, you can stop by your nearest Needham Bank branch and one of our customer service representatives will be able to assist you in opening a new account. Make sure to have two forms of identification, your social security or Tax ID number, and your initial deposit.
Choosing the best credit card for your lifestyle is an important decision. And once you get your new card it is important to use it the right way to get the most for your money. Make sure to pay your bill in full every month and don’t use too much of your available credit. The credit card you choose should help you achieve your financial goals in the most affordable, efficient way possible. If you have any more questions about our NB Mastercard options, please feel free to reach out to us at 781-444-2100. Thank you for banking with Needham Bank.