Our leading 14 month CD rate offers you the fixed return you want, without tying up your funds for the long term. With a Needham Bank CD you’ll have peace-of-mind because all of your deposits are insured in full through the combined coverage of the Federal Deposit Insurance (FDIC) and the Depositors Insurance Fund (DIF). Start building your financially secure future today.

Open an account online or call your local branch to set up an appointment with a personal banker.

10 Convenient Locations

It’s easy to set up an appointment and visit your local branch in person for advice and support. The experts at every Needham Bank branch location are here to help you decide which CD option makes the most sense for you, balancing your savings goals with your financial needs.


Deposits insured in full

Safely grow your money for your long-term savings goal with a guaranteed return on your investment. All deposits at Needham Bank are insured in full through a combination of insurance provided by the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF).


1. Annual Percentage Yield (APY) as of January 2, 2021. 14 Month CD requires a minimum balance of $1,000 to earn stated APY. Rates subject to change. Fees and early withdrawal penalties could reduce earnings. Back to Content→