Auto Loans

Whether you’re looking to purchase a new or used vehicle, get competitive rates and low down payment requirements on your auto loans with Needham Bank. Don't let your finances stop you from pursuing this milestone - let Needham Bank drive you forward.

Auto Loans are only available to residents of Massachusetts.

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Benefits & Features

Flexible Options and Repayment Terms 

No two people’s financial needs are alike, so we’ll help you find a financing solution with repayment terms that work best for you. View Interest Rates

Available for New & Used Vehicles

Whatever vehicle you have your eye on, we can help you finance this milestone while maintaining your financial health.

Rate Discount Eligibility 

You may be eligible for a rate discount if you elect to make automatic payments from your NB Checking Account.

Auto Loan Highlights

  • Flexible options
  • Flexible repayment terms
  • Competitive rates
  • Annual Percentage Rate (APR) as low as 7.99%


What is the payoff on my loan?

Please submit a signed, written request with the exact payoff date by mail or fax. If you are an attorney/title company working on behalf of the borrower, authorization will be required.

What are the hours of the Loan Operations Department?

The Loan Operations Department is open Monday through Friday, 7AM to 4PM. You can also reach us by telephone at (781)474-5802, by email at [email protected] or by fax at (781)449-2546.

What is the mailing address of Needham Bank’s Loan Operations Department?

Please submit your loan payments to: Needham Bank-Loan Operations Department, PO Box 920129, Needham, MA 02492.

Knowledge Center

The Best Time to Save Money on Products and Services

From cars to appliances, Needham Bank can help you discover the best time to purchase your next grill, mattress, TV and more. See when you can save, today.

Learn more about The Best Time to Save Money on Products and Services

Purchasing a new or used vehicle is easy thanks to our competitive auto loan rates and low down payment requirements.

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