Builder-to-Buyer Program

This exclusive program is offered only to buyers purchasing new homes that have been constructed with Needham Bank financing. Take advantage of our expertise in the construction industry and benefit from our special financing options as a potential buyer.

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Benefits & Features

Special Financing Options

Enjoy lower rates and faster turnaround times thanks to our exclusive offering for buyers of NB-financed homes. Partner with us to discover exclusive opportunities for your home.

Dedicated Residential Lending Expert

Find out why we’ve been called “The Builder’s Bank” for so many years and benefit from our unique expertise in navigating the complex construction industry.

Builder to Buyer Program Highlights

  • Lower rates
  • Faster turnaround times
  • Dedicated residential lending expert

Serving Our Clients

Building Your Dream Home with a Construction Loan

Thinking about building a new house or renovating an existing home? Learn about construction loans from Needham Bank and get closer to your dream home.

Learn more about Building Your Dream Home with a Construction Loan


What are my construction to permanent loan options?

You may choose either a 15 or 30 year fixed rate loan.

What’s the fastest way to pay my NB mortgage from my NB Checking Account?

The easiest way to pay your NB mortgage from your NB Checking Account is through NB Online Banking or NB Business Online Banking by completing a transfer from your checking account to your mortgage.

Can I pay my mortgage from another account?

Yes, you may complete an ACH Agreement in order to do so. Call our Loan Servicing Department at (781) 474-5802 or complete the Authorization Form. Please forward the form to the Loan Operations Department via US Mail or email us at [email protected]

Why did my mortgage payment amount change?

Payment changes result from an adjustment to your interest rate or your escrow payment. Our Loan Operations Department will assist you in providing answers to all your questions. Please contact us by calling (781)474-5802 or by email at [email protected]

Knowledge Center

Which Mortgage is Right for You?

If you're planning to buy a home in MA, spend time understanding your home loan options. Let Needham Bank help you decide which mortgage is right for you.

Learn more about Which Mortgage is Right for You?

Work with us on a builder-to-buyer loan and discover exclusive opportunities for your new home. Our unique mortgage program offers potential buyers special financing options you won’t find anywhere else. 

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