Personal Credit Cards

We’ve created two credit cards to help you earn rewards or manage your expenses. Both of these credit cards offer you the freedom and flexibility you need to help achieve the goals you’ve been dreaming of. Whether you’re dreaming of building a new playroom or consolidating debt, Needham Bank and the NB Rewards Mastercard® or the NB Credit Advantage Mastercard® are here to help.

NB Rewards Mastercard®

Get rewarded for everyday credit card purchases and stack up perks and benefits with the uChoose rewards program. You can select cash back, gift cards, or merchandise as a reward. Learn more about NB Rewards Mastercard®

NB Credit Advantage Mastercard®

A competitive variable annual percentage rate (APR) offers the flexibility to consolidate and manage debt into a single payment. 0% APR introductory rate for 6 months on purchases and balance transfers. After the intro APR offer ends, a variable APR that's currently 14.99% to 18.00% will apply. Learn more about NB Credit Advantage Mastercard®

Benefits & Features

  • No Annual Fee
  • Competitive Annual Percentage Rate (APR)
  • Contactless Payments
  • Digital Wallet - Make purchases with your mobile device without carrying the physical credit card with you for in-store or online purchases. Apple Pay, Samsung Pay or Google Pay enabled. 
  • Mastercard Zero Liability - Have peace of mind that Needham Bank and Mastercard won’t hold you responsible for unauthorized transactions. Learn more about Mastercard Zero Liability >
  • Mastercard Enhanced ID Theft Protection - Provides you with alerts to suspicious activity and protects your personal information and digital privacy. Learn more and activate Mastercard ID Theft Protection now > 

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