Fixed-Rate Mortgages

Take control of your financial future with a fixed-rate mortgage. If you like a consistent rate with your choice of repayment period, consider this traditionally common and straightforward loan. Work with our experts to decide if it’s right for you.

Apply Now

View Current Rates

Calculators


Have you already applied? 
Check the status of your application now.

View Loan Status

Benefits & Features

Competitive Fixed Rates

Get your conventional conforming fixed rate loan at a competitive interest rate. Your monthly principal and interest payments will never change during the life of your loan, so you’ll know exactly what to expect every time.

Repayment Period Options 

Are you planning to pay your loan back quickly, or over a longer period of time? Partner with Needham Bank to choose a repayment period that’s right for you.

Fixed Rate Mortgage Highlights

  • Competitive Interest Rates
  • No maximum loan amounts
  • Variety of terms

Serving Our Clients

Which Mortgage is Right for You?

If you're planning to buy a home in MA, spend time understanding your home loan options. Let Needham Bank help you decide which mortgage is right for you.

Learn more about Which Mortgage is Right for You?

FAQs

What’s the fastest way to pay my NB mortgage from my NB Checking Account?

The easiest way to pay your NB mortgage from your NB Checking Account is through NB Online Banking or NB Business Online Banking by completing a transfer from your checking account to your mortgage.

Can I pay my mortgage from another account?

Yes, you may complete an ACH Agreement in order to do so. Call our Loan Servicing Department at (781) 474-5802 or complete the Authorization Form. Please forward the form to the Loan Operations Department via US Mail or email us at [email protected]

Why did my mortgage payment amount change?

Payment changes result from an adjustment to your interest rate or your escrow payment. Our Loan Operations Department will assist you in providing answers to all your questions. Please contact us by calling (781)474-5802 or by email at [email protected]

Knowledge Center

Calculating Your Monthly Mortgage Payment

Before shopping for a home, you should understand how much you can afford to spend on a mortgage. Learn how to calculate your monthly payments with Needham Bank.

Learn more about Calculating Your Monthly Mortgage Payment

If you like consistent, competitive rates with your choice of repayment period, our Fixed Rate Mortgages may be right for you.

Apply Now

View Current Rates