Overdraft Protection Line of Credit

It’s easy to get caught up in day-to-day routines and lose track of your detailed finances. Cover your expenses and get peace-of-mind with our Overdraft Protection Line of Credit. This product protects your account from overdrafts when linked with your NB Checking account.

Overdraft Protection Line of Credit is only available to existing Needham Bank NB Checking account customers.

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Benefits & Features 

Pair with Money Management Tools

Be better prepared to prevent overdrafts by pairing this product with NB Online and Mobile Banking alerts and our NB Money Management budgeting tool.

Conveniently Linked to NB Checking

No need to juggle funds - your Overdraft Protection Line of Credit will be linked directly to your NB Checking account for easy, simple use.

Different From Optional Overdraft Protection

We offer overdraft protection with our deposit accounts, but our Line of Credit allows you to carry a balance, making you better prepared to protect your finances without overpaying fees.

Experience Financial Freedom

This line of payment ensures you'll never bounce checks, miss payments, or have your debit card denied.*

Overdraft Protection Highlights

  • Cushion your spending
  • No rejected transactions*
  • Pay recurring bills on time
  • Protect your credit score
  • No bounced checks*
  • Avoid negative balance fees*
  • Linked directly to your NB Checking account

*As long as you don't exceed your available line

It’s easy to lose track of the details of your finances in your busy day-to-day life. Get peace-of-mind by linking your NB Checking account to an Overdraft Protection line of credit.

Apply Now

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