Personal Loans

A personal loan is not just a financing solution. It’s your opportunity to do what’s most important to you while maintaining your financial health. Don't let your finances hold you back - partner with Needham Bank and move forward.

Personal Loans are currently available to residents of Massachusetts.

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Benefits & Features

Flexible Options and Repayment Terms 

No two people’s financial needs are alike, so we’ll help you find a financing solution with repayment terms that work best for you. 

Consolidate Debt

Eliminate high-interest debt, including credit cards, student debt, and more, so you have more money to spend doing what’s important to you.

Rate Discount Eligibility

You may be eligible for a rate discount if you elect to make automatic payments from your NB Checking Account.

Pay for Big-Ticket Items 

Our Personal Loans can help you fund things that can't wait - like school tuition, weddings, medical expenses, and more.

Personal Loan Highlights

  • Flexible options
  • Flexible repayment terms
  • Competitive rates
  • APR as low as 10%


What is the payoff on my loan?

Please submit a signed, written request with the exact payoff date by mail or fax. If you are an attorney/title company working on behalf of the borrower, authorization will be required.

What products can I apply for online?

Personal Checking, Savings, Money Market, CD Accounts, Consumer and Residential Loans are available to open online. At this time, no business accounts or Individual Retirement Accounts (IRAs) can be opened online.

What does it mean to be "Pre-Qualified"?

A pre-qualification is an estimate given by a lender stating that you "should" be able to buy a home up to a certain amount. This is an estimate only and may help you in deciding to make an offer on a home. Getting pre-qualified is an important step to being prepared to buy a home; it's FREE and takes only a few minutes.

Knowledge Center

Student Loan Consolidation 101

Consolidate and refinance your existing student loans at a lower rate. You’ll be able to save money in the long run and improve your financial health.

Learn more about Student Loan Consolidation 101

Our personal loans are your financing solution. Experience limitless opportunities in life with our flexible options and repayment terms

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