Consumer Lending Rates

Current rates as of December 1, 2021

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Consumer Lending Rates - Current Rates as of December 1, 2021
Product Min Loan Term (Months) Max Loan Term (Months) Min Loan Amount Max Loan Amount Annual Percentage Rate
Personal Term Loan 12 36 $2,000 $25,000 As Low As 10.00%
New Vehicle (< 1 Year) 24 60 $5,000 $75,000 As Low As 4.99%
Used Vehicle (1-8 Years) 24 60 $2,500 $50,000 As Low As 5.99%
Overdraft Line of Credit - - $1,000 $10,000 15.99%

Rates shown above are reflective of our highest credit standards and does not represent a guaranteed rate.  Your actual APR may differ based on your credit score and approved loan amount.  You may be eligible for a rate discount if you elect to make automatic payments from your NB Checking Account.  

Please note that Personal Term Loans and Auto Loans are currently available to residents of Massachusetts.