Personal Banking & Loans

Achieve all your banking and financing goals at Needham Bank. We'll take the time to get to know your personal financial goals and banking needs. Whether you need to open a Checking or Savings account, fund a personal milestone or residential project, or take steps to improve your financial health, our experts are here to help.

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Our Personal Banking & Loan Options



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Residential Loans

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Our banking experts are committed to serving you through personalized service, competitive products, and deep community involvement. Meet the team ready to invest in your success.

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Frequently Asked Questions

What is the process for opening an account?

You can open a personal checking, savings or CD account any time online. Or, you can stop by your nearest Needham Bank branch and one of our customer service representatives will be able to assist you in opening a new account. Make sure to have two forms of identification, your social security or Tax ID number, and your initial deposit.

What types of savings accounts do you offer?

Needham Bank offers Money Market and Statement Savings accounts. Please check out our Deposit Rates page for current rate information.


How much can I borrow?

Needham Bank will loan up to 80% of the acquisition cost plus 100% of the construction "hard costs". Needham Bank does not usually fund for plans, engineering and soft costs such as permits.

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