Personal Checking

Managing your money shouldn’t include a bunch of rules and extra fees. At Needham Bank, we built the best checking account around with great features to make your life simple. With NB Checking, you don't have to worry about monthly fees, plus - you'll get big bank technology, exceptional service, and you'll earn interest without any minimum balance requirements.

Free ATMs Worldwide

We provide full ATM reimbursement at every ATM in the world, so you save money on ATM fees any time you use another bank's ATMs. NB Checking is even recognized by Investopedia, ranked in the top 7 for the best checking accounts with no ATM fees.

The Best in Mobile and Online Banking

Access and manage your finances wherever you are in the world, without having to go to a bank every time. NB Online and Mobile tools make remote banking easy. You can view real-time account details and transaction history, deposit checks using your phone, move funds or send them to another person, and much more. Plus, you can set up a digital wallet by liking your NB Debit Mastercard to Apple Pay, Google Pay or Samsung Pay for enhanced security, reduced fraud, and more convenience when making payments in stores, online and during in-app purchases. Learn More

Personal Finance Management

Our online banking suite also includes Personal Finance Manager, a free tool to help you create a budget, categorize and track expenses, set goals and track your progress. You can use this tool to track activity not only on your Needham Bank accounts, but any other deposit, investment loan, or credit card you may have elsewhere.