Personal Checking

Managing your money shouldn’t include a bunch of rules and extra fees. At Needham Bank, we built the best checking account around with great features to make your life simple. With NB Checking, you don't have to worry about monthly fees, plus - you'll get big bank technology, exceptional service, and you'll earn interest without any minimum balance requirements.

 

 

Free ATMs Worldwide

We provide full ATM reimbursement at every ATM in the world, so you save money on ATM fees any time you use another bank's ATMs. NB Checking is even recognized by Investopedia, ranked in the top 7 for the best checking accounts with no ATM fees.

The Best in Mobile and Online Banking

Access and manage your finances wherever you are in the world, without having to go to a bank every time. NB Online and Mobile tools make remote banking easy. You can view real-time account details and transaction history, deposit checks using your phone, move funds or send them to another person, and much more. Plus, you can set up a digital wallet by liking your NB Debit Mastercard to Apple Pay, Google Pay or Samsung Pay for enhanced security, reduced fraud, and more convenience when making payments in stores, online and during in-app purchases. Learn More

Personal Finance Management

Our online banking suite also includes Personal Finance Manager, a free tool to help you create a budget, categorize and track expenses, set goals and track your progress. You can use this tool to track activity not only on your Needham Bank accounts, but any other deposit, investment loan, or credit card you may have elsewhere. 

NB Debit MasterCard®

Access your funds anywhere in the world and online with your NB Debit MasterCard. Every ATM is yours to use freely. Learn more about NB Debit MasterCard®

Zelle® - Send and Receive Money

Zelle® is a safe and easy way to send money fast, all you need is the recipient’s U.S. mobile number or email to send money directly to their bank account. Learn more about Zelle® - Send and Receive Money

Personal Checking Highlights

Open Online in 5 minutes

How to Open a Deposit Account Online

Serving Our Clients

Protecting Yourself Against Debit Card Fraud

Needham Bank shares your concern about debit card fraud. Learn how you can identify and protect yourself against phishing scams and more.

Learn more about Protecting Yourself Against Debit Card Fraud

Our Insights About Personal Checking

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Avoiding Online Scams in the Digital Age

Online scams are abundant in the digital age. Explore different types of scams with Needham Bank and remember to always report suspicious behavior.

Learn more about Avoiding Online Scams in the Digital Age

Managing your money shouldn’t include a bunch of rules and extra fees. At Needham Bank, we built the best checking account around with great features to make your life simple. Open your NB Checking account online today or schedule a time to speak with a Personal Banker at one of our branches

Open an Account Now

 

*Free ATMs through full ATM reimbursement.