NB Rewards Mastercard®

Get rewarded for everyday credit card purchases and stack up perks and benefits with the uChoose rewards program. You can select cash back, gift cards, or merchandise as a reward.

NB Rewards Mastercard® comes with:

  • 20,000 bonus points ($200 value) if you spend $2,000 on qualifying transactions in the first 90 days of the account being opened*
  • 0% introductory annual percentage rate (APR)** for 12 months on purchases and balance transfers
  • Earn 1.5 points for every $1.00 spent that can be used for merchandise, gift cards or cash back credited to your monthly statement
  • No Annual Fee
  • No Foreign Transaction Fees

Credit Cards are currently available to residents of Massachusetts who are 21 years or older.

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Initial Disclosure

*Qualifying transactions include purchases only and excludes balance transfers and cash advances. Bonus rewards may take up to 12 weeks after qualifying to post to your uChoose rewards points balance. Limit 1 bonus per account.
**0% introductory APR for 12 months from date of account opening. After that, your APR will be 18.00% for purchases, balance transfers, and cash advances.

Credit Card Features

Contactless Payments

Contactless technology on the NB Rewards Mastercard makes checking out quick and touch free. The entire process usually takes less than a second, which is quicker than traditional card swiping.

Digital Wallet

Add your credit card to your favorite mobile wallet for enhanced security, reducing fraud related to digital payments by making transactions more secure for mobile point-of-sale transactions, in-app purchases or online purchases. Apple Pay, Samsung Pay, or Google Pay enabled.

 

Mastercard Protection

Zero Liability 

Have peace of mind that Needham Bank and Mastercard won’t hold you responsible for unauthorized transactions. As a Mastercard cardholder, Zero Liability applies to your purchases made in the store, over the telephone, online, or via a mobile device and ATM transactions. As a cardholder, you will not be held responsible for unauthorized transactions if you have used reasonable care in protecting your card from loss or theft and you promptly reported loss or theft to Needham Bank. Learn more about Mastercard Zero Liability >

Enhanced ID Theft Protection

Your credit card comes with Mastercard ID Theft Protection to better safeguard you against identity theft and to bring you security and peace of mind. With Mastercard ID Theft Protection, your private information is being proactively monitored to detect fraud at its inception and alert you so you can take immediate action. Learn more and activate Mastercard ID Theft Protection now > 

 

FAQs

What is the process for opening an account?

You can open a personal checking, savings or CD account any time online. Or, you can stop by your nearest Needham Bank branch and one of our customer service representatives will be able to assist you in opening a new account. Make sure to have two forms of identification, your social security or Tax ID number, and your initial deposit.

What are the benefits of using NB Business Online Banking?

NB Business Online Banking is a great solution to managing your business accounts. It allows you to view account history, include multiple entities within one online profile, transfer funds, initiate wire requests, pay your bills and invoices online, pay your federal taxes online, and download your information into QuickBooks. NB Business Online is customizable to your business needs. We can help you save time and be more efficient.

How is a construction to permanent loan structured?

A construction to permanent loan has a 12 month interest only period during the construction phase followed by a fully amortized 30 year mortgage loan.

Knowledge Center

How to Pick the Best NB Mastercard for You: 4 Easy Steps

We’ve created two credit cards to help you earn rewards or manage your expenses. We’re excited for you to explore what makes our NB Rewards Mastercard and NB Credit Advantage Mastercard special.

Learn more about How to Pick the Best NB Mastercard for You: 4 Easy Steps